HEALTHCARE & BENEFIT RESOURCES

Here are some of our favorite links to healthy lifestyles, compliance assistance to employment law and general healthcare information of interest.

• Medicare Part D Annual Notice. This notice must be sent to employees eligible for Medicare prior to Nov 15 of each year.
  www.cms.hhs.gov/CreditableCoverage/01_Overview.asp
• A non profit organization that informs us of the realities of disability.
  www.disabilitycanhappen.org
• The EBSA web page which will provide guidance to employers on ERISA regulations.
  www.dol.gov/ebsa
• The DOL’s compliance assistance resource, a great tool for all employers and HR staff. 
  www.dol.gov/elaws
• FMLA guidance for employers.
  www.dol.gov/esa/regs/statutes/whd/fmla.htm
• The IRS guidance on FSA plan administration.
  www.irs.gov/publications/p969/ar02.html
• The Insurance Partnership. This is a program that offers subsidies on health premiums for workers in MA.
  www.4ip.org/index-html.asp
• Medicare web page offers continued guidance on responsibilities and options for those qualified for Medicare coverage.
  www.medicare.gov
• This site offers consumers of health care resources to improve success with managing and choosing health.
  www.planforyourhealth.com/navigating
• Guidance on HIPAA regulation.
  www.nahu.org/members/hipaa/index.cfm
• This is a great resource to help you better understand, manage, and reduce costs with your prescription drugs.
  www.rxaminer.com/consult/consult_mydrugs.asp
• This online tool helps consumers be better informed about the doctors and hospitals they use or are in need of.  
   www.ucomparehealthcare.com
• Empowering employers to better understand the value of voluntary benefits.
  http://voluntary.com
• Get answers to all of your health related questions.
  www.webmd.com
• Here is a guide to MA resident options for obtaining health insurance.
  www.coverageforall.org/pdf/matrix/MA_Matrix.pdf
• This comprehensive calculator allows employees to find out what potential savings exist for them if they participate in company benefits of FSA, etc.
  www.ebia.com/OtherOfferings/TaxCalculator/Try
• This doctor site offers natural remedies for common ailments.
  www.askdrmao.com/index.php?option=com_content&task=section&id=13&Itemid=41
• MA state law for mini COBRA regulations.
  www.mass.gov
  
• Various health calculators for a variety of conditions.
  www.healthproductsusa.net/health_calculators_health.htm#
• 0.Here is the state health connector website.  This is a great resource for employers wanting to comply with new health care reform law and for residents looking to sign up for an individual plan.
  www.mahealthconnector.org/portal/site/connector
• This site allows employees to calculate potential savings if they choose to participate in company FSA plan.
  www.aetnafsa.com/fsa/index.php
• This is the Federal DOL website that assists employers with compliance to QMCSO policy.
  www.dol.gov/ebsa/publications/qmcso.html
• Here is the guide to state insurance divisions throughout the United States.
  www.naic.org/state_web_map.htm
• This website offers you a guide to health and wellness information throughout New England states and beyond.  It has articles that will inspire good health.
  www.goodhealthus.com/ghne.htm
•  This is an education site about everything cancer including treatment options, decision tools, clinical trials and emotional support.
  www.cancer.org/docroot/home/index.asp
• This website has a vast amount of information on weight loss and healthy living choices.
  www.ediets.com
• Here is the convenience of an online drugstore complete with online pharmacy.
  www.drugstore.com
• This is another great source of healthy living information, disease control and general good health tips for everyone, featuring Harvard Medical Schools ‘Consumer Health Information.
  www.intelihealth.com/IH/ihtIH/WSIHW000/408/40html
• This is a service of the US National Library of Medicine and allows consumers to find information on general health topics and diseases.
  http://medlineplus.gov
• A free resource for Mass residents in need of housing, food, health care, and other basic services.
  www.massresources.org
• Here is information about the professional designation of Registered Health Underwriter and the advantages of working with an RHU instead of just a broker.
  www.theamericancollege.edu/pdf/alumni/awareness/RHUBrochure.pdf